ANALISIS MANAJEMEN PEMBIAYAAN KOPERASI JASA KEUANGAN SYARIAH DI BAITUL MAAL WAT TAMWIL MITRA DANA SYARIAH TEMANGGUNG

Nabila Lailatun Najiyah; Yeny Fitriyani; Fuad Yanuar Akhmad Rifa'i; Ambarwati Ambarwati; Anisatul Azizah

doi:10.24815/jped.v10i1.37072

ANALISIS MANAJEMEN PEMBIAYAAN KOPERASI JASA KEUANGAN SYARIAH DI BAITUL MAAL WAT TAMWIL MITRA DANA SYARIAH TEMANGGUNG

Nabila Lailatun Najiyah, Yeny Fitriyani, Fuad Yanuar Akhmad Rifa'i, Ambarwati Ambarwati, Anisatul Azizah

Abstract

This study aims to analyze the management of Islamic financing in BMT Mitra Dana Syariah Temanggung and provide strategic insights that can help sharia financial institutions understand challenges, take advantage of opportunities and increase resilience to face the complex dynamics in the Islamic finance industry. The type of research conducted uses qualitative type with the object in this study is BMT Mitra Dana Syariah Temanggung, and the data collection technique used is a guided interview technique conducted with the leadership of BMT Mitra Dana Syariah Temanggung. The results of the study found that Islamic financing management at BMT Mitra Dana Syariah Temanggung has a good role in retaining its members. By using SWOT analysis (Strengths, Weaknesses, Opportunities, Threats), BMT Mitra Dana Syariah Temanggung can analyze factors such as utilizing and developing strength factors in compliance with sharia principles, looking for solutions in reducing weakness factors in risk management that need to be strengthened, utilizing opportunities by developing and innovating the products they own, and understanding the threats so that they can mitigate risks or problems both from the institution and from its members that might occur. The implications of the results of this research not only have the potential to provide a theoretical contribution to the sharia finance literature, but also offer practical guidance for management decision making in improving and sustaining Islamic financing institutions.

Keywords

Islamic Finance, Management, Sharia Fund Partners, Islamic Financing, SWOT

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DOI: https://doi.org/10.24815/jped.v10i1.37072