AGREEMENT BETWEEN CUSTOMERS AND PT PEGADAIAN IN TERMS OF GOLD SAVINGS AT PT PEGADAIAN CP. PRINGGAN

Suhaila Zulkifli, Yosapat Gurusinga, Alfdira Husna, Robin Josua Silalahi, Tajuddin Noor

Abstract


Pegadaian, the trademark of PT Pegadaian (Persero), is a State-Owned Enterprise (BUMN) in accordance with POJK No. 31/POJK.05/2016. Its origins trace back to the Dutch East Indies Government, evolving into PN Pegadaian through Law No. 19 Prp.1960 jo. Subsequently, PN Pegadaian transformed into Jawatan Pegadaian under Government Regulation No. 7 of 1969 and Law No. 9 of 1969. This research underscores the significance of research methods in determining success, adopting a qualitative approach. The agreement on gold savings between customers and PT Pegadaian is governed by the gold savings Act, ensuring compliance with the requirements of Article 1320 of the Civil Code. Gold savings products at Pegadaian CP. Pringgan involve the installment-based sale and purchase of gold deposits. The disbursement process can be executed by printing or selling back gold to Pegadaian after reaching a 5-gram balance

Keywords


Agreement, Pegadaian, Gold Savings.

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References


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DOI: https://doi.org/10.24815/sklj.v8i1.36624

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