OPTIMIZING THE POTENTIAL CORRUPTION PREVENTION IN PUBLIC HOUSING SAVINGS (TAPERA) BY THE GOOD CORPORATE GOVERNANCE PRINCIPLES

Sindy Meriahni Amelia, Handoyo Prasetyo

Abstract


Population growth in Indonesia has a significant impact on the need for decent housing, especially in urban areas. The Public Housing Savings Program (TAPERA) is present as a government solution to ensure the availability of affordable housing, especially for Low-Income Communities (MBR). This program is a transformation of BAPERTARUM-PNS which now covers all workers, including private employees. Through contributions from participants' income, TAPERA aims to address the housing backlog, advance the economy, and improve people's welfare. However, the program faces a number of challenges, such as the management of TAPERA participants' contributions, which raises the potential for corruption in its implementation. Reflecting on corruption cases in the insurance sector, TAPERA requires good corporate governance to prevent fraud. Therefore, strict supervision, transparent management, and anticipation of corrupt practices are important elements. Thus, TAPERA can be an effective instrument to reduce social and economic disparities, and support sustainable development in Indonesia.

Full Text:

PDF

References


Book

Hartanti, Evi, 2019, Criminal Acts of Corruption, Sinar Grafika, Jakarta.

Hamzah, Andi.

Kristian, 2014, Corporate Criminal Law, Nuansa Aulia, Bandung.

Waluyo, Bambang, 2016, Eradication of Corruption Crimes (Strategies and Optimization), Sinar Grafika, Jakarta

Triwibowo, D., Bahagijo, S 2006. The Dream of a Welfare State. Jakarta: Pustaka LP3S Indonesia

Corruption Eradication Commission, 2006, Pocket Book for Understanding Corruption Crimes: Understanding to Eradicate, Jakarta

Robert Klitgaard, 1988, Controlling Corruption, University of California Press

Prof. Dr. Sudikno Meertokusumo, 2010, Understanding Law, Cahaya Atmaja

Louis Gottschalk, Understanding History: A Primer of Historical Method (Translated by Nugroho Notosusanto, 1986, UI Press)

Abubakar, M. (2019). The Right to File a Lawsuit in Environmental Disputes. Kanun Journal of the Basic Law of the Republic of Indonesia 1945

Legislation

Regulation of the Financial Services Authority of the Republic of Indonesia Number 66/Pojk.04/2020 concerning Guidelines for Collective Investment Contracts for Housing Savings Fund Management (State Gazette for the Year 2020 Number 313 Supplement to the State Gazette Number 6612)

Regulation of the Financial Services Authority of the Republic of Indonesia Number 20 Year 2022 on the Supervision of the People's Housing Savings Management Agency by the Financial Services Authority (State Gazette Year 2020 Number 313, Supplement to State Gazette Number 6612)Law No. 20 Year 2001 on the Amendment of Law Number 31 Year 1999 concerning the Eradication of Corruption Crimes (State Gazette of the Republic of Indonesia Year 1999 Number 140, Supplement to State Gazette Number 3874)

Law Number 1 Year 2011 on Housing and Settlement Areas (State Gazette 2011/No. 7, Supplement to State Gazette No. 5188)

Law Number 30 Year 2014 on Government Administration (State Gazette Number 292 Year 2014, Supplement to State Gazette Number 5601)

Law Number 16 Year 2021 on People's Housing Savings (State Gazette Number 55 Year 2016, Supplement to State Gazette Number 5863)

Regulation of the People's Housing Savings Management Agency Number 1 Year 2023 on Amendments to the Regulation of the People's Housing Savings Management Agency Number 5 Year 2021 concerning the Management of People's Housing Savings Funds (State Book Number 223 Year 2023)

Government Regulation Number 21 Year 2024 on Amendments to Government Regulation No. 25 Year 2020 concerning the Implementation of People's Housing Savings (State Gazette Number 83 Year 2024, Supplement to State Gazette Number 6917)

Hasil Penelitian

Mageswuri, D, S, 2016, Housing Financing Policy through Housing Financing Liquidity Facility (Flpp), Journal of Economics and Public Policy, Vol.7 No.1

DOI: https://0.22212/jekp.v7i1.410

Isnaini, A.M., Ibrahim, L.A, 2018, Citizens' Rights in Fulfilling Decent Living Environments Reviewed from the Perspective of Human Rights Law, Mataram

DOI: https://doi.org/10.29303/jtsw.v33i1.158

Abidin, R, Herawati, A., July 2024, Public Sentiment Analysis of the Public Housing Savings Program (Tapera) Policy, Journal of Information Systems and Computers, Vol 4 No.1

DOI: https://doi.org/10.34001/jister.v4i1.1002

Christian, N, Fedelia, J, Te, J, Vellin, M, 2023, Case Analysis of PT. Asabri (Persero) with Basic Fraud Theory, Multilingual Journal, Vol 3 No.3

Pasah, M., Yohana, M., 2024, Urgency of Tapera Implementation for Private Employees in Indonesia, Journal of Law and Citizenship Vol 5 No 2

DOI: https://doi.org/10.3783/causa.v2i9.2461

Abidin, Z. 2019, Legal Optics of the Wali Nanggroe Institution. Serambi Indonesia

Carrisa, S, Phahlevy R,R, People's Housing Savings in Fulfilling Citizens' Constitutional Rights

(People's Housing Savings in Fulfilling Citizens' Constitutional Rights, 2024,

Irsan, 2013, Implementation of Housing Development Policy for Civil Servants in Sanggau Regency, Scientific Journal of Social and Political Sciences, Tanjungpura University




DOI: https://doi.org/10.24815/sklj.v8i3.43322

Article Metrics

Abstract view : 0 times
PDF - 0 times

Copyright (c) 2024 Syiah Kuala Law Journal

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

 

Creative Commons License

Syiah Kuala Law Journal published by Magister Ilmu Hukum Fakultas Hukum Universitas Syiah Kuala is licensed under a Creative Commons Attribution 4.0 International License. Based on a work at http://jurnal.usk.ac.id/SKLJ.